:root{--navy:#17324D;--blue:#2E5E88;--gold:#B89555;--ink:#1B2430;--light:#F4F7FA;--white:#fff;--border:#dbe3ea;--shadow:0 14px 38px rgba(18,45,68,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:var(--blue)}.container{width:min(1160px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--border);backdrop-filter:blur(10px)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:82px}.brand img{width:310px;max-width:62vw;display:block}.nav{display:flex;gap:1.35rem;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-weight:600}.nav a.button{color:#fff}.nav-toggle{display:none;border:0;background:none;font-size:1.8rem}.button{display:inline-block;border:0;border-radius:6px;padding:.9rem 1.25rem;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;cursor:pointer}.button.small{padding:.65rem 1rem}.button.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}.hero{background:linear-gradient(135deg,#eef4f8 0%,#fff 62%);padding:6.5rem 0 5rem;border-bottom:1px solid var(--border)}.hero-grid{display:grid;grid-template-columns:1.55fr .8fr;gap:4rem;align-items:center}h1{font-family:Georgia,serif;font-size:clamp(2.5rem,5vw,4.6rem);line-height:1.05;margin:.25rem 0 1.25rem;color:var(--navy)}h2{font-family:Georgia,serif;font-size:clamp(2rem,3.3vw,3.1rem);line-height:1.15;color:var(--navy);margin:.25rem 0 1.4rem}h3{color:var(--navy);margin-top:0}.lead{font-size:1.22rem;max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.18em;color:var(--blue);font-weight:800;font-size:.82rem}.actions{display:flex;gap:1rem;margin:2rem 0 1rem;flex-wrap:wrap}.micro{font-size:.9rem;color:#526475}.hero-card{background:var(--navy);color:#fff;padding:2.2rem;border-radius:12px;box-shadow:var(--shadow)}.hero-card h2{color:#fff;font-size:2rem}.hero-card li{margin:.8rem 0}.trust-strip{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;text-align:center;padding:1rem 0;font-weight:700;font-size:.92rem}.section{padding:5.5rem 0}.section.alt{background:var(--light)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.35rem}.card{border:1px solid var(--border);border-top:4px solid var(--gold);padding:1.7rem;border-radius:8px;background:#fff;box-shadow:0 6px 22px rgba(18,45,68,.06)}.split{display:grid;grid-template-columns:1.25fr .75fr;gap:4rem;align-items:start}.checklist{background:#fff;border-left:5px solid var(--gold);padding:1.5rem 1.8rem;box-shadow:var(--shadow)}.checklist div{padding:.75rem 0;border-bottom:1px solid var(--border);font-weight:650}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}.steps>div{padding:1.5rem;border:1px solid var(--border);border-radius:8px}.steps b{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--gold);color:#fff;margin-bottom:1rem}.narrow{max-width:840px}details{background:#fff;border:1px solid var(--border);border-radius:8px;margin:.9rem 0;padding:1rem 1.2rem}summary{font-weight:750;color:var(--navy);cursor:pointer}.contact{background:linear-gradient(135deg,var(--navy),#244e72);color:#fff}.contact h2,.contact .eyebrow,.contact a{color:#fff}form{background:#fff;color:var(--ink);padding:1.6rem;border-radius:10px;display:grid;gap:1rem}label{font-weight:700}input,select,textarea{width:100%;margin-top:.35rem;padding:.8rem;border:1px solid #bfcbd5;border-radius:5px;font:inherit}.notice{background:rgba(255,255,255,.1);padding:1rem;border-left:4px solid var(--gold)}footer{background:#101d29;color:#dce6ef;padding:3.5rem 0 1.2rem}.footer-grid{display:grid;grid-template-columns:1.1fr .6fr 1.3fr;gap:2rem}footer img{width:300px;max-width:100%;filter:brightness(0) invert(1)}footer a{color:#fff}footer h3{color:#fff}.copyright{border-top:1px solid #364858;margin-top:2rem;padding-top:1rem;font-size:.9rem}@media(max-width:900px){.nav-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;padding:1.5rem 4%;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--border)}.nav.open{display:flex}.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr}}@media(max-width:600px){.hero{padding-top:4rem}.cards,.steps{grid-template-columns:1fr}.brand img{width:245px}}